HDFC Bank hiring for CREDIT APPRAISER-SELF EMP
HDFC Bank is hiring for the profile of CREDIT APPRAISER-SELF EMP . Graduates are eligible to apply for this position. This profile is open for the location of Raipur . Complete information about the hiring is mentioned below:
Job Overview
| Company Name | HDFC Bank |
|---|---|
| Profile Hiring for | CREDIT APPRAISER-SELF EMP |
| Role | Credit Manager |
| Salary | As per Market Standards |
| Work Profile | Work From Office |
| Eligibility | Experienced Jobs |
| Location | Raipur |
| Job Category | BFSI, Investments & Trading |
| Sub Category | Lending |
| Job ID | NX14440 |
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Job Title
Credit Appraiser – Self Employed
Business Unit
Retail Credit
Reporting To
RC Double Checker – Self Employed
Job Function and Role Type
Home Loans – Credit, IC
Version No
1.0
Job Purpose
Responsible for quality underwriting of home loans within stipulated timelines, adhering to HL policy and regulatory parameters.
Key Responsibilities
Credit Appraisal
Conduct credit appraisal and underwriting for self-employed customers; Assess risk and repayment capacity by reviewing financial documents; Manage the credit application process from login to sanction; Ensure portfolio quality management.
Loans Processing
Review files post-login within stipulated timelines and address shortfalls; Initiate technical valuations for value-based loans; Recommend loan applications for approval post-appraisal and discussions, ensuring compliance with lending policies.
Relationship Management
Maintain relationships with channel partners to process loan applications within defined TAT; Coordinate with legal, technical, CCV, and risk containment units for file processing.
Interaction and Loan Counseling
Engage with customers via phone or email to understand their needs; Clarify document-related queries to make informed loan decisions.
Training
Provide regular training to CPAs and channel partners on policy and regulatory updates.
Education:
M.Com, MBA Finance, CA, or CA Inter.
Certifications:
None specified.
Key Competencies
Communication skills, integrity, teamwork, analytical skills, time management.
Major Stakeholders
Customers, operations, technical team, legal team, channel partners, builders, verification agencies.
Skills
NA
To apply for this job please visit hdfcbank.ripplehire.com.
How to Apply for HDFC Bank Recruitment
To apply for this job, interested candidates must follow the procedure outlined below:
Click Apply Here or Employer Contact Details. Both buttons will take you to the official application page after email verification.
1. Never pay any amount for getting a job. 2. Apply before the hiring closes or the employer stops accepting applications.
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